AWX Financial Service User Agreement

USER AGREEMENT

This User Agreement (hereinafter referred to as the "Agreement") is an electronic contract between the User and AWX, a company registered and operating under the laws of the UAE, Address: UAE, Dubai, Jumeirah Lake Tower Gold Crest Executive, Unit No: 612.

1. GENERAL PROVISIONS AND ACCEPTANCE OF THE USER AGREEMENT TERMS

1.1. The Operator provides this Service, including all information, graphics, documents, text, products, and all other elements of this Service, as well as all products and services offered on this Service and services managed through the Service, for your use in accordance with the terms and conditions set forth herein and in any additional documents available on this Service. By accessing and using this Service, using any Operator services available on this Service, or by checking the box "I agree to the user agreement" and clicking the "register" button, you agree to the terms of this Agreement and all terms contained and/or referenced herein, or any additional terms set forth in this Service, and all such terms are deemed accepted by you. If you do not agree to all of these terms of the Agreement, you must not use this Service.

1.2. The Operator may block access or restrict certain features of the Service for a user who is a citizen or person permanently residing in the territory of specific states.

2. ENTIRE AGREEMENT

2.1. This Agreement constitutes the entire agreement and supersedes all prior and current arrangements between the parties regarding the use of the Service and services. This Agreement does not alter the terms or conditions of any other electronic or written agreement you may have with the Operator concerning any service or any other product of the Operator. In the event of conflicts between this Agreement and any other agreement you may have with the Operator, the terms of such other agreement shall prevail only if such agreement explicitly states that it has superior legal force.

3. AMENDMENTS

3.1. This Agreement may be amended by the Operator through notification provided by one or more of the following methods: through the Service during or after logging into your account, via electronic message to the address you provided when creating your account. Your failure to provide or maintain accurate or current contact information does not relieve you of the responsibility to comply with this Agreement as amended periodically. Please regularly check the Agreement posted on this Service to ensure you are aware of all terms governing the use of this Service. Additionally, specific terms and conditions may apply to particular content or transactions concluded through this Service. Such specific terms may supplement or supersede this Agreement.

4. TERMS AND DEFINITIONS

4.1. For the purposes of this User Agreement, the following terms shall have the meanings ascribed to them below and shall be interpreted accordingly:

"Agreement" or "User Agreement"
This agreement between the user and the Operator.

"Consortium" (abbreviated as "CSM")
An international group of companies that operates the cryptocurrency exchange and is a partner of the Operator, enabling the execution of transactions.

"Transaction"
An agreement for the alienation of rights to cryptocurrency, concluded between users on the Spot Market, excluding Exchange Transactions.

"Exchange Transaction"
An agreement for the exchange of cryptocurrency for fiat currency or vice versa, concluded between the user and the Operator.

"Spot Market"
The technical functionality of the Service that provides users with the ability to place Orders for Transactions on the CSM exchange.

"Exchange Rate"
Depending on the context, the ratio between the amount of Funds and the price specified by the user in an order for a Transaction, or the exchange rate of cryptocurrency for fiat currency or vice versa in an Exchange Transaction, as determined by the Operator.

"Fees"
The remuneration payable to the Operator for an Exchange Transaction or to CSM for a Transaction.

"Funds"
Cryptocurrency used by the user to conduct transactions.

"Order"
A user's offer to conclude a Transaction on specific terms.

"Services"
Real-time quotes and trading information for cryptocurrency pairs;
Exchange of cryptocurrency for fiat currency and vice versa;
Customer support;
Technical and administrative services ensuring the normal operation of the Operator;
Other services publicly announced by the Operator.

5. RISK DISCLOSURE NOTICE

5.1. Trading commodities or other products, real or virtual, as well as virtual currencies, involves significant risk. Prices can change significantly and fluctuate within a single day. Such price fluctuations may increase or decrease the value of your assets at any moment. Any currency, virtual or not, may be subject to significant fluctuations in value and may even become worthless. There is an inherent risk that losses may arise from buying, selling, or trading anything on the market.

5.2. Trading cryptocurrencies also involves specific risks not typically associated with fiat currencies or commodities. Unlike most currencies, which are backed by governments, other legal entities, or commodities such as gold or silver, cryptocurrencies are a unique type of "fiat" currency backed by technology and trust. There is also no central bank that can issue more currency or take corrective measures to protect a cryptocurrency's value during a crisis.

5.3. Instead, cryptocurrencies represent a still autonomous and largely unregulated global platform of currency firms and individuals. Traders place their trust in a digital, decentralized, and partially anonymous platform that relies on a peer-to-peer network and cryptography to maintain its integrity.

5.4. Trading cryptocurrencies is often subject to irrational (or rational) bubbles or loss of confidence, which can cause demand to collapse relative to supply. For example, confidence in cryptocurrencies could collapse due to unexpected changes introduced by software developers or others, government sanctions, the creation of superior competing alternative currencies, or a deflationary or inflationary spiral. Confidence could also collapse due to technical problems: if the anonymity of the service is compromised, if funds are lost or stolen, or if hackers or governments can prevent any transactions from being conducted.

5.5. Cryptocurrency, unlike bank accounts or accounts with some other financial institutions, is completely uninsured.

5.6. The User acknowledges that there are other risks associated with using the Service, including, but not limited to, failures of hardware, software, and internet connections. The User acknowledges that the Operator is not liable for any communication failures, disruptions, errors, distortions, or delays you may experience when using the Service, regardless of the cause.

5.7. Funds may be held by the user in their digital wallet or vault, access to which requires a private key or a combination of private keys. Accordingly, loss of the necessary private keys associated with such user's digital wallet or vault storing Funds will result in the loss of such Funds, access to the user's cryptocurrency balance and/or any balances in blockchains created by third parties. Moreover, any third party that gains access to such private keys, including by obtaining access to login credentials for an external wallet used by the user, may wrongfully appropriate the user's Funds.

5.8. Blockchain technology has been the subject of scrutiny by various regulatory bodies around the world. The functioning of the Ethereum network and related blockchain networks and various cryptocurrencies could be impacted by one or more regulatory filings or actions by regulatory authorities, including, but not limited to, restrictions on the use or possession of any cryptocurrency, which could hinder or limit their existence, the permissibility of their use and possession, and their value.

5.9. There may be additional risks that we have not foreseen or identified in this User Agreement.

6. ELIGIBILITY

6.1. The following restrictions and conditions apply to the use of the Services and the creation and maintenance of an account (as such term is defined below):

6.2. You must not create an account in the Service (Account) or access the Service if you have not reached the age of majority to enter into this Agreement (at least 18 years old) and meet all other eligibility criteria and residency requirements, and are fully legally competent to use the Service;

6.3. You may use the Service and/or Services if you are a PEP or any family member of a PEP or any close associate of a PEP, only if the Operator, after specific written notification that the user is such a person, conducts additional due diligence and determines that you are eligible to use the Service and/or Services;

6.4. You must monitor your Account to restrict its use by minors, and you must prohibit access to it by children and adolescents under the age of 18. You assume full responsibility for any unauthorized use of the Service by minors in connection with your Account. You are solely responsible for any use of your cryptocurrency wallet or other payment instrument by minors;

6.5. You must not create an Account if you have already created one Account in the Service;

6.6. You must not have an Account or use the Services if the Operator has previously removed you from the Service;

6.7. By accessing and using the AWX.PRO Services, you represent and warrant that you have not been included in any trade embargo or economic sanctions lists, in particular the Resolutions of the United Nations Security Council (UNSC), as well as other applicable sanctions laws and regulations in the jurisdictions where AWX.PRO operates. AWX.PRO reserves the right to select markets and jurisdictions to conduct business and may restrict or refuse, at its discretion, to provide services in certain countries or regions.

6.8. If you are acting as an employee or agent of a legal entity and entering into these Terms on their behalf, you represent and warrant that you have all the necessary rights and authority to bind such legal entity;

6.9. You must not use your Account to advertise, solicit, or transmit any commercial advertising, including chain letters, unsolicited email, or repetitive messages (spim and spam) to any other user or third party;

6.10. You must not use your Account to engage in any illegal activities, including, but not limited to, activities related to money laundering, illegal drug trafficking, human trafficking, illegal arms trafficking, terrorism, securities fraud, or tax evasion. The user represents and warrants that he/she will not use the Service to assist any other party in such illegal activity; and you must not use your Account to: distribute spam, unsolicited messages, or chain letters; reverse engineer or otherwise improperly access any of the Service or the underlying code or technical mechanisms of the platforms; harm the Service or the Operator in any way, including (but not limited to) using malware, viruses, illegal credentials, phishing, brute-force attacks, SQL exploits, or any other methods of malicious interception, interruption, or corruption of any information or functionality related to the Service;

6.11. You must not sublicense, rent, sell, exchange, gift, bequeath, or otherwise transfer your Account to anyone without the Operator's written permission;

6.12. You must not access or use an Account that has been sublicensed, rented, leased, sold, exchanged, gifted, bequeathed, or otherwise transferred from the original Account creator without the Operator's consent;

6.13. Notwithstanding the foregoing, the Operator may refuse to provide the Service or Services to any person for any reason or no reason.

7. COMPLIANCE WITH LOCAL LAWS

7.1. Users are responsible for complying with local laws regarding the lawful use of the AWX.PRO Services in their local jurisdiction, as well as other laws and regulations applicable to Users.

7.2. Users must also consider, within the framework of their local legislation, all aspects of taxation, withholding, collection, reporting, and remittance to the relevant tax authorities. All AWX.PRO Users acknowledge and represent that their funds originate from legitimate sources and do not originate from illegal activities.

7.3. Users agree that AWX.PRO is entitled to require them to provide or otherwise collect necessary information and materials in accordance with laws or government orders to verify the legality of the sources and use of their funds.

7.4. AWX maintains a position of cooperation with law enforcement agencies worldwide and will not hesitate to confiscate, freeze, terminate the accounts and funds of Users who are flagged or under investigation pursuant to a legal mandate.

8. USER ACCOUNT

8.1. Using the Service may require creating an Account. You warrant and represent that all information provided when creating such an Account is current, complete, and accurate. You agree to promptly notify the Operator of any changes to any information that could cause the information provided when creating the Account to cease being current, complete, or accurate.

8.2. The Operator opens virtual currency wallets in the Account only after the completion of the "know your user" identification procedure in accordance with the rules defined in the KYC/AML policy. After registration, you must ensure that the information is true, complete, and updated promptly upon change. If there are any grounds to believe that any information provided by you is incorrect, false, outdated, or incomplete, the Operator reserves the right to send you a notice requiring correction, directly delete the relevant information, and, depending on the circumstances, terminate all or part of the Services we provide to you. If we cannot contact you using the contact information you provided, you assume full responsibility for any losses or expenses incurred by the Operator during your use of the Service. You hereby acknowledge and agree that you are obligated to update all information in the event of any changes. By registering an Account, you hereby authorize the Operator to conduct investigations that the Operator deems necessary, directly or through a third party, to verify your identity or protect you, other users, and/or the Operator from fraud or other financial crimes, and to take necessary action based on the results of such investigations. You also acknowledge and agree that your personal information may be disclosed to credit bureaus and agencies for fraud prevention or financial crime prevention, which may fully respond to our investigations.

8.3. The Operator reviews the application to open a virtual wallet and the supporting documents and information and makes a decision within such timeframes as the Operator, at its absolute discretion, establishes in each specific case.

8.4. The Operator may refuse to open a virtual wallet for a user Account. The Operator is not obliged to provide reasons for the refusal. The Operator informs the potential user that their application to open a virtual wallet has been rejected.

8.5. The User agrees to be solely responsible for the confidentiality of their Account credentials. Any actions performed through the user's Account are deemed to have been performed by the user, unless the user can prove otherwise.

8.6. The Operator may delete an inactive Account at any time, with or without notice to the user, if it has not been possible to contact the user.

8.7. Furthermore, the Service shall not be liable for the loss of user funds in the event of direct access (login/password) being transferred to third parties or such access being held by third parties.

9. RULES FOR CREATING AND CHANGING THE USER ACCOUNT PASSWORD

9.1. These Rules for Creating and Changing the User Account Password (hereinafter the "Rules") are an integral part of the User Agreement and define the actions of the User and the Operator regarding access to the Platform's services, developed in furtherance of the provisions of Sections 1 and 8 of the User Agreement.

9.2. The Operator provides services, information, graphics, documents, materials, products, and all other services (hereinafter "Services") through its information resources. The User is entitled to use the Services after creating an Account.

9.3. If the User clicks "register," it means that he/she has read, understood, and accepts all documents, rules, and conditions for the provision of Services posted by the Operator on open information resources on the Internet. All questions, comments, or suggestions from the User regarding other terms of Service provision must be directed to the Operator before creating an Account. If the User creates an Account, it means that all issues have been resolved and the User receives the Services on the terms agreed by the Parties, as set out on the website or as directly agreed by the Parties in a single document drawn up in writing and signed by authorized representatives of the Parties.

9.4. By having access to the Account, the User gains the ability to use the services of the Operator and its partners, utilizing any Operator services available on this Service.

9.5. The Operator is entitled to suspend, restrict, or block access to the Account or certain features of the Service for the User due to various circumstances provided for in the User Agreement, these Rules, an agreement of the Parties, or other documents or decisions of the Operator, including if the user is a citizen or person permanently residing in the territory of specific states.

9.6. When posting information in the Account, the user guarantees that all information provided in such Account is truthful, current, complete, and accurate, and also that if the information contains data about other individuals, such individuals have granted the right to transfer such information to the Operator. The User confirms their agreement to notify the Operator of any changes to any information that could cause the information provided when creating the Account to cease being current, complete, or accurate, on the day of such change in information.

9.7. The Operator opens personal accounts (wallets) for recording digital assets in the Account only after completing the identification procedure in accordance with the rules defined in the KYC/AML policy. The Operator is only responsible for ensuring that access to the Account is granted to the person who entered the correct login and password. The limit of the Operator's liability is limited to the amount of remuneration received from the User.

9.8. If the Operator has any doubts or grounds to believe that any information provided is unreliable, false, outdated, or incomplete, that an unauthorized person is attempting to access the Account, or upon password changes, for security purposes, the Operator reserves the right to suspend the Account or the User's access to the Account until such circumstances are resolved. Additionally, the Operator may send a notice with a request or demand for correction, supplementation, or deletion of information and, depending on the circumstances. The start date and duration of such suspension of the Account or the User's access to the Account shall be determined by the Operator's internal rules.

9.9. In the event of the Operator not receiving a response, inability to contact the User or their representative using the provided contact information, or the User's negligent handling of the Operator's requests, Account data, or disclosure of it to third parties, the User bears full responsibility for any damage, loss, or expense caused to themselves, the Operator, and its partners when using the Services. The User is obliged to compensate for the damage, loss, or expense incurred by the Operator or its partners within 7 (Seven) days from the date of receipt of the relevant demand from the Operator. In the absence of a response from the User with alternative methods of compensation for damage, loss, or expense, the Parties recognize this as an instruction from the User to debit the compensation amount from the User's wallet, as well as from receipts in favor of the User.

9.10. By registering an Account, the User authorizes the Operator to analyze the provided information, make inquiries regarding it, and provide said information to third parties, including credit bureaus, government bodies, agencies for fraud prevention or financial crime prevention, for the purpose of verifying the accuracy of the information and obtaining information for the security of the Account, the User, and/or the Operator.

9.11. The Operator reviews the application to open a wallet and the supporting documents and information and makes a decision within such timeframes as the Operator, at its absolute discretion, establishes in each specific case. The Operator may refuse to open a wallet for a user Account. The Operator is not obliged to provide reasons for the refusal. The Operator informs the potential user that their application to open a wallet has been rejected.

9.12. The User agrees to be solely responsible for the confidentiality of their Account credentials. Any actions performed through the user's Account are deemed to have been performed by the user themselves.

9.13. The Operator is entitled to delete an Account in the event of no transactions for a specified period, as well as on other grounds established by the Operator.

9.14. The User is entitled to change the access password for the Account. Upon the Operator's instruction, the user must change the password.

9.15. The password change procedure occurs in the following order:
The User enters the old password;
Enters a new password twice in the corresponding fields.

9.16. The Operator uses software to verify the correctness of the old password entry, the match between the two new passwords, and compliance with the Operator's rules.

9.17. If all information is entered correctly, the Operator changes the password. For the security of the User's funds, the Operator is entitled to suspend access to the Account upon password change.

9.18. The Operator sends a message to the User informing them that the password has been changed. The Operator is entitled to notify about the suspension of the ability to use services upon password change. Unless otherwise established by other documents or a decision of the Operator, the suspension of transactions is carried out for a period of 24 hours from the moment of password change.

10. ACCOUNT DELETION

10.1. Unless otherwise provided by applicable law, the Operator or the user may initiate the deletion of a user's Account at any time, without providing a reason.

10.2. The Account must be closed within 5 (five) business days after receiving the corresponding notification from the user. If the Operator has allegations that the user is violating these terms of use, the Account must be closed within 2 (two) calendar days.

10.3. Notwithstanding the closure of the Account, the user's obligations under this Agreement will continue, and all outstanding balances on the account will be paid immediately. If the Account is closed by the Operator and if the user still owes any funds to the Operator, the Agreement continues to apply to the user until the Operator receives and confirms receipt of all funds due and payable to the Operator.

10.4. The Operator has the right to close an account unilaterally in the following cases:

10.5. The User fails to comply with the User Agreement and/or fails to fulfill their obligations to the Operator;

10.6. The User has provided the Operator with incorrect and/or false and/or misleading information/documents;

10.7. The User has not accessed the Account and has not conducted any transactions for more than 6 consecutive months or for another period of time determined by the Operator at its absolute discretion, and the Account balance is zero.

10.8. The Operator receives information about the user's negative reputation or the user shows disrespect towards the Operator.

10.9. The Operator suspects that the user or the funds in the account are linked to money laundering derived from criminal activity or terrorism, or that the funds in the account are illegal, or that transactions are being carried out for the benefit of a PEP.

10.10. Once an Account is closed for any reason, all electronic services associated with the Account will also automatically cease.

11. TERMS OF SALE OF CRYPTOCURRENCIES

11.1. All prices reflect exchange rates applicable to the purchase or sale of cryptocurrencies. All such information is provided by CSM. CSM reserves the right to discontinue the sale and purchase of cryptocurrencies without prior notice.

11.2. Prior to completing your order to purchase or sell, we and CSM will provide a notice of the amount of cryptocurrency you intend to purchase or sell and the amount of fees you will be required to pay the Operator and/or CSM for obtaining such cryptocurrency. You agree to abide by any terms and conditions set forth in such notice to complete your purchase transaction.

11.3. In the event of an error, whether through our Services, in the purchase order confirmation, in processing your purchase, or otherwise, CSM reserves the right to correct such error and revise your purchase transaction accordingly (including charging the correct price) or cancel the purchase and refund any amount debited. Your sole remedy in the event of an error is to cancel your purchase order and receive a refund of any amount debited.

11.4. Only valid payment methods specified by CSM may be used to place orders. By placing an order to purchase or sell cryptocurrencies, you represent and warrant that:

11.5. you are authorized to use the designated payment method;

11.6. you authorize us or our payment processor to charge the payment method you have designated;

11.7. you agree to the amount of fees that will be deducted upon completion of the transaction.

11.8. If the payment method you designate cannot be verified, is invalid, or is otherwise unacceptable, your purchase order may be suspended or automatically canceled. You agree to resolve any problems we encounter to proceed with your purchase order.

12. TRANSACTIONS AND EXCHANGE TRANSACTIONS

12.1. To conduct a Transaction, the user submits an Order for it via the form provided by the Service interface. In their Order, the user specifies the desired rate and amount of the future transaction. If all data is correct, the corresponding Order is created and registered in the Service and transmitted to the CSM exchange. Other conditions for processing Transactions are governed by CSM's applicable terms and conditions.

12.2. Due to the high volatility of cryptocurrencies, prices displayed in the Service may differ from actual prices at the time of placing an Order; prices valid at the time of the Order (which are applicable) shall prevail.

12.3. To conduct an Exchange Transaction, the User submits an Order via the form provided by the Service interface. In their application, the user specifies the amount and currency (crypto or fiat) that the user intends to exchange, as well as the required payment method and method of receiving the counter-performance. By submitting such an Order, the user agrees to the Exchange Rate displayed in the Service at the time of submitting the Order.

12.4. The Operator is obliged to provide payment instructions to the user within 1 business day from the date the Operator accepts the user's Order for an Exchange Transaction. The Operator is obliged to provide the counter-performance to the user via the payment method, additionally agreed upon in writing (including through messages in the Service), within 5 business days after the user transfers the fiat funds or cryptocurrency specified in the Order, unless otherwise agreed with the user.

13. FEES AND BILLING

13.1. You agree to pay CSM commissions for transactions submitted through our Service ("Fees"), which CSM may change from time to time.

13.2. You authorize us and CSM, or a payment processor designated by us, to charge or debit funds from your user account as payment for any applicable Fees due in connection with transactions you have initiated through the Service.

14. UNCLAIMED PROPERTY

14.1. If, for any reason, the Operator holds funds in your Account on your behalf, and the Operator is unable to return your funds to the external account you designated after a period of inactivity equal to 24 (twenty-four) consecutive months, then the Operator may report and transfer such funds in accordance with applicable state unclaimed property laws.

15. TAXATION

15.1. The User is solely responsible for determining whether the transactions in which they participate have tax implications for the user in the user's jurisdiction of permanent residence. By accepting this Agreement and to the extent permitted by law, the user agrees to indemnify and hold harmless the Operator, its affiliates, shareholders, directors, or advisors from any tax liabilities associated with or arising from the user's participation in any transaction.

15.2. The User is solely responsible for withholding, collecting, paying, settling, and/or remitting any and all taxes to the appropriate tax authorities in such jurisdiction(s) in which the user may be obligated to pay taxes. The Operator is not responsible for withholding, collecting, paying, settling, and/or remitting any taxes (including, but not limited to, income tax, capital gains tax, value-added tax, or similar tax) that may arise as a result of the user's participation in any transaction under or in connection with this Agreement.

16. DISCLAIMER OF WARRANTIES

16.1. No communication or information provided to you by the Operator is intended or should be regarded or interpreted as investment advice, financial advice, trading advice, or advice of any other kind. Before making a decision to purchase, sell, or hold any cryptocurrency, you should conduct your own due diligence and consult with your financial advisors before making any investment decision. The Operator is not responsible for the decisions you make to purchase, sell, or hold cryptocurrency based on information provided by the Operator.

16.2. Unless expressly agreed otherwise by us in writing, our Service and/or Services are provided on an "as is" and "as available" basis. We expressly disclaim all warranties of any kind, express or implied, including, without limitation, the implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement with respect to our Service and/or Services, including the information, content, and materials contained therein. Moreover, the Operator has no control over transactions other than Exchange Transactions. All such transactions are concluded on the CSM exchange, to which the Service provides you access.

16.3. You acknowledge that information you store or transfer through the Service may become irretrievably lost, corrupted, or temporarily unavailable due to a variety of reasons, including software failures, protocol changes by third-party providers, internet outages, force majeure events, or other disasters, including DDoS attacks by third parties, scheduled or unscheduled maintenance, or other reasons within or beyond our control. You are solely responsible for backing up and preserving copies of any information you store or transfer through the Service.

16.4. Some jurisdictions do not allow the disclaimer of implied terms in contracts with consumers, so some or all of the disclaimers in this section may not apply to certain users.

17. LIMITATION OF LIABILITY

17.1. Except as provided by law, neither the Operator nor its directors, members, employees, or agents shall be liable under any circumstances for any special, indirect, or consequential damages or any other damages of any kind, including, but not limited to, loss of use, loss of profits, or loss of data, whether in an action in contract, tort (including, but not limited to, negligence) or otherwise, arising out of or in any way connected with the use or inability to use our Service or the Operator's materials, including, without limitation, any damages caused by or resulting from reliance by any user on any information obtained from the Operator, or arising from errors, omissions, interruptions, deletion of files or electronic messages, errors, defects, viruses, delays in operation or transmission, or any failure of performance, whether resulting from force majeure, communication failure, theft, destruction, or unauthorized access to the Operator's records, programs, or services;

17.2. Some jurisdictions do not allow the exclusion of certain warranties or the limitation or exclusion of liability for incidental or consequential damages. Accordingly, some of the limitations in this section may not apply to certain users.

17.3. To the maximum extent permitted by applicable law, under no circumstances shall the aggregate liability of the Operator (including our directors, members, employees, and agents), whether in liability in contract, warranty, tort (including negligence, whether active, passive, or imputed), product liability, strict liability, or other theory, arising out of or relating to the use of or inability to use the Service, exceed the amount of USD 1,000 (one thousand US dollars).

17.4. The Operator is not liable for any damage caused by delay or failure to perform its obligations under the Agreement if such delay or failure is caused by fires; strikes; floods; power outages or failures; lawful actions of government authorities; any actions considered as Force Majeure in legal practice.

18. LIMITED RIGHT OF USE

18.1. Any use of the Service in violation of this Agreement is strictly prohibited and may result in immediate termination of your right to use the Service and may also incur liability for violation of the law. Any attempts by you to disrupt or interfere with the operation of the Service, including undermining or manipulating the legitimate operation of any digital product of the Operator, such as the Service, are a violation of Operator policy and may be a violation of applicable law;

18.2. Without limiting any other remedies, the Operator may limit, suspend, terminate, modify, or delete accounts or access to the Service or parts thereof if you or the Operator reasonably suspects that you are not complying with any of the terms of the Agreement or for any actual or suspected illegal or improper use of the Service, with or without notice to you. You may lose access to your Account as a result of account termination or limitation, as well as any benefits associated with using the Service, and the Operator is not obligated to compensate you for any such losses or results.

18.3. You agree that under no circumstances will you: engage in any activity that the Operator, in its reasonable discretion, deems contrary to the spirit or intentions of the Service, including, but not limited to, circumventing or manipulating this Agreement, service rules, or any other documents;

18.4. Use the Service for purposes not intended, including, without limitation, providing false personal information or using profane or abusive language in communications with our staff;

18.5. Intentionally or unintentionally use the Service in connection with violating any applicable law or regulation or do anything that promotes the violation of any applicable law or regulation or violates the rights of third parties;

18.6. Use exploits, automation software, or any unauthorized third-party software designed to modify or interfere with the operation of the Service;

18.7. Use the Service to develop or assist in developing exploits, automation software, or any other unauthorized third-party software designed to modify or interfere with the operation of the Service;

18.8. Disrupt, overburden, or assist in the disruption or overburdening of any computer or server used to offer or support the Service (each a "Server");

18.9. Organize, assist, or participate in attacks of any type, including, without limitation, virus distribution, denial of service attacks, mining attacks on the Service, or other attempts to disrupt the Service;

18.10. Attempt to gain unauthorized access to the Service, accounts registered to others, or to computers, servers, or networks connected to the Service, by any means other than the user interface provided by the Operator, including, but not limited to, circumventing or modifying, attempting to circumvent or modify, or encouraging or assisting any other person in circumventing or modifying any security, technology, device, or software that is part of the Service;

18.11. Interfere or attempt to interfere with the proper functioning of the Service or connect to or use the Service in any way not expressly permitted by this Agreement;

18.12. Use, facilitate, create, or maintain any unauthorized connection to the Service, including, without limitation, (1) any connection to any unauthorized server that emulates or attempts to emulate any part of the Service; or (2) any connection using programs, tools, or software not approved by the Operator;

18.13. Except as permitted by law or applicable open-source licenses, reverse engineer, decompile, disassemble, decrypt, or otherwise attempt to derive the source code of any underlying software or other intellectual property used to provide the Service, or obtain any information from the Service in any way not expressly permitted by the Operator;

18.14. Copy, modify, or distribute the content of the Service, copyrights, or trademarks of the Operator, or use any method to copy or distribute the content of the Service, except as specifically permitted by this Agreement;

18.15. Solicit or attempt to solicit personal information from other users of the Service;

18.16. Collect, harvest, or post anyone's private information through the Service, including personally identifiable information (in text, image, or video form), identification documents, or financial information;

18.17. Publicly disseminate information about the types and methods of violating this Agreement and the Privacy Policy, and publicly call for violations of this Agreement and the Privacy Policy;

18.18. Publicly disseminate information (correspondence in whole or in part) obtained as a result of communication with the technical support service.

18.19. Register and use more than one Account to access the Service. If there are reasonable grounds to believe that you have registered or are using more than one Account, the Operator has the right to limit, suspend, terminate, modify, or delete any and all accounts associated with you;

18.20. Use IP address changes or other methods of masking the region (country) of your current location to circumvent geographic restrictions for accessing the Service or for any other purposes;

19. INTELLECTUAL PROPERTY

19.1. You hereby expressly agree that all rights, title, and interest in all intellectual property rights, including, without limitation, patents, copyrights, trademarks, trade secrets, and all other relevant proprietary rights in this Service, belong to the Operator and/or its licensors, and the Operator and/or its licensors are the sole and exclusive owners thereof. All rights in the Service not expressly granted herein are reserved. You agree not to copy, republish, download, transmit, modify, lease, loan, sell, assign, distribute, license, sublicense, reverse engineer, or create derivative works based on the Service, other products, or services of the Operator, except as expressly permitted herein. Unless otherwise provided, content published on this Service may be reproduced or distributed in unmodified form only for personal, non-commercial use. Any other use of content, including, without limitation, distribution, reproduction, modification, display, or transmission without the prior written consent of the Operator is strictly prohibited. All copyright and other proprietary notices must be retained on all reproductions.

19.2. The Operator hereby disclaims any rights to third-party trademarks, service marks, trade names, logos, copyrights, patents, domain names, or other intellectual property interests. All of the aforementioned third-party intellectual property objects are the property of their respective owners. Third-party materials are the property of their respective owners. The Operator disclaims any proprietary interest in intellectual property rights other than its own.

19.3. If you submit certain specific materials at our request or, without a request from us, submit creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by mail, or otherwise (hereinafter "Comments"), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate, and otherwise use in any medium any Comments you forward to us. We are not obligated to (1) maintain any Comments in confidence; (2) pay compensation for any Comments; or (3) respond to any Comments.

20. GOVERNING LAW AND DISPUTE RESOLUTION

PLEASE READ THE FOLLOWING PARAGRAPH CAREFULLY BECAUSE IT REQUIRES YOU TO ARBITRATE DISPUTES WITH US AND LIMITS THE MANNER IN WHICH YOU CAN SEEK RELIEF.

20.1. This Agreement shall be governed by, construed, and enforced in accordance with the laws of England and Wales.

20.2. The Parties will seek to resolve all disputes, disagreements, and claims that may arise in connection with the performance, termination, or nullification of the Agreement through negotiations. The Party with claims must send the other Party a notice describing the claims and/or disagreements that have arisen. In the absence of an agreement during negotiations, the Party sends a claim to the other Party. The Party receiving the claim is obliged to respond to it in writing within 10 (ten) days from the date of receipt.

20.3. Any dispute, disagreement, or claim arising out of or in connection with this contract, its breach, termination, or invalidity, shall be finally settled by arbitration in accordance with the Arbitration Rules of the London Court of International Arbitration (LCIA).

20.4. The number of arbitrators shall be 1 (one). The language to be used in the arbitral proceedings shall be English.

21. INDEMNIFICATION

21.1. You hereby agree to indemnify and hold harmless the Operator, its officers, directors, agents, and employees from any costs, losses, claims, damages, fines, penalties, or liabilities, including reasonable attorneys' and other professionals' fees, payable under any judgment, verdict, court order, or settlement, to the extent that it results from any claim, demand, action, arbitration, or other proceeding initiated by any third party, including an assessment, suit, or demand by a government agency or organization, arising out of your breach of this Agreement of Use, including, without limitation, infringement by user materials of any third-party intellectual property and/or proprietary rights, including, but not limited to, patent, trademark, copyright, trade secret, publicity, and/or privacy.

22. ASSIGNMENT

22.1. The Operator may assign, transfer, or delegate its rights and obligations under this Agreement or the performance of any of its obligations hereunder and/or under the Privacy Policy, in whole or in part, to any person or entity at any time with or without your consent. You may not assign, transfer, or delegate any rights or obligations under this Agreement or the Privacy Policy without the Operator's prior written consent, which may be withheld at its sole discretion, and any assignment of rights or delegation of duties by you without obtaining the Operator's consent is void and of no effect.

23. SEVERABILITY

23.1. If any term, provision, covenant, or restriction of this Agreement is held by a court of competent jurisdiction to be invalid, illegal, void, or unenforceable, the remainder of the terms, provisions, covenants, and restrictions set forth in this Agreement shall remain in full force and effect and shall in no way be affected, impaired, or invalidated, and the parties hereto shall use commercially reasonable efforts to find and employ an alternative means to achieve the same or substantially the same result as contemplated by such term, provision, covenant, or restriction. It is hereby stipulated and declared the intention of the parties that they would have executed the remaining terms, provisions, covenants, and restrictions of the Agreement without including any of such that may be subsequently declared invalid, illegal, void, or unenforceable.

24. NOTICES

24.1. Any notice or other communication under this Agreement must be in writing and shall be deemed given and received when sent by email. The user's official email address for communication purposes shall be the email address provided by the user when creating the Account. The language of communication shall be English.

25. TERM AND TERMINATION

25.1. The term of this Agreement ("Term") commences upon your initial use of this Service and/or Services and continues indefinitely, unless terminated by the Operator by written notice. The Operator expressly reserves the right to modify, suspend, or discontinue the operation of all or any portion of the Service at any time, and may also terminate your use of the Service at any time. Without prejudice to any other rights, this Agreement automatically terminates if you fail to comply with any of the limitations or other requirements described herein. Upon any termination or expiration of this Agreement, you must immediately cease using the Service, including, without limitation, any use of the Operator's trademarks, trade names, copyrights, and other intellectual property.

25.2. Without limiting any other remedies, the Operator may limit, suspend, terminate, modify, or delete accounts or access to the Service or parts thereof if you or the Operator reasonably suspects that you are not complying with any of the terms of the Agreement or for any actual or suspected illegal or improper use of the Service, with or without notice to you. You may lose access to your Account as a result of account termination or limitation, as well as any benefits associated with using the Service, and the Operator is not obligated to compensate you for any such losses or results.

25.3. The Operator reserves the right to discontinue offering and/or supporting the Service or a part of the Service at any time, permanently or temporarily, at which point your license to use the Service or a part thereof shall be automatically terminated or suspended.

25.4. Termination of your Account may include disabling your access to the Service or any part thereof, including any content provided by you or others.